Which of the following is an example of violation related to APR advertisements?

A violation related to APR (Annual Percentage Rate) advertisements occurs when financing terms are presented without including the APR to help consumers understand the true cost of borrowing. In the context of the question, stating "0% down financing without APR stated" is problematic because it highlights an attractive financial term—zero down payment—without disclosing the APR, which is essential for a complete understanding of the costs associated with the loan.

The APR provides transparency by showing the total cost of financing over time, reflecting not just the interest rate but also other fees and costs associated with the loan. Failing to include this information can mislead borrowers about the actual cost of financing their loan, hence presenting a violation of advertisement regulations concerning APR.

In contrast, claims like "No closing costs on your loan," "Best rates in town," and "Low monthly payments available" do not inherently violate APR advertising standards. While they may be considered misleading or vague in other contexts, they do not specifically omit the required APR information integral to ethical and regulatory loan advertising.